Like two thirds of America the thought of getting vast amounts of money now was too tempting for me. I was behind in medical bills and rent, I just needed a little breathing room. A BREAK FOR ONCE! So I applied for a credit card from my bank and to MY surprise was approved. All was to be well I could get caught up with my bills and save. A happy ending!
...Then reality happen. For two months I was feeling good and living comfortably for change. Then I started to notice my interest and monthly payments started to go up. Okay no big deal I'll just not use it and pay twice my payment to make a dent and I did. But as many would probably say SHIT will hit you in right in the face while you are trying to clean up the toilet.
I still see a doctor on a regular basis, still use my phone, still pay my unused gym membership that I can't get out of and I still paying the health insurance that won't help with my doctor bills. On top of that I am trying to paying twice the regular payment on my card.
Now the granddaddy of all worst possible things has happens I got not one but two speeding tickets back to back in a speed trap. This is the first time in my life where I can not honestly pay all my bills and usually on here I have a point but today I just needed to vent.
I thank you for listening.
Or I guess reading.
Don't get a credit card.
The average purchase with a card is 112% more than what it would be in cash.
I just got out of debt, took me over 2 years. Paying cash (or debit) for everything is the best way to go.
ReplyDeleteYo Ant.. keep it up bro...hope all is well with you...you finally got yo head in the right place....im loving it....
ReplyDelete-ya boi "O"....