Like two thirds of America the thought of getting vast amounts of money now was too tempting for me. I was behind in medical bills and rent, I just needed a little breathing room. A BREAK FOR ONCE! So I applied for a credit card from my bank and to MY surprise was approved. All was to be well I could get caught up with my bills and save. A happy ending!
...Then reality happen. For two months I was feeling good and living comfortably for change. Then I started to notice my interest and monthly payments started to go up. Okay no big deal I'll just not use it and pay twice my payment to make a dent and I did. But as many would probably say SHIT will hit you in right in the face while you are trying to clean up the toilet.
I still see a doctor on a regular basis, still use my phone, still pay my unused gym membership that I can't get out of and I still paying the health insurance that won't help with my doctor bills. On top of that I am trying to paying twice the regular payment on my card.
Now the granddaddy of all worst possible things has happens I got not one but two speeding tickets back to back in a speed trap. This is the first time in my life where I can not honestly pay all my bills and usually on here I have a point but today I just needed to vent.
I thank you for listening.
Or I guess reading.
Don't get a credit card.
The average purchase with a card is 112% more than what it would be in cash.